Americans wising up about credit cards, studies show

Americans seem to be learning their lesson when it comes to using credit cards wisely, two new studies indicate. The average American has fewer credit cards, is relying on them less, and is trying to pay down their debt - which, in many metropolitan areas, still exceeds the national average.

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Smart online shopping tips to save Moms time and money

The average American mother spends nearly an hour a day purchasing products and services and more than two hours a day on household activities like housework, according to the Bureau of Labor Statistics. Clearly, streamlining tasks like shopping can help mothers save money and make their lives easier.

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Five ways to save money on your next road trip

Are you among the millions of Americans planning a summer road trip? If so, you may be traveling to your destination by car instead of airplane to save money. But road trips can become stressful if you are on a tight budget.

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What every senior should know about identity theft

The very qualities that make some seniors feel safe - a tendency to not use credit much, operating on a cash basis and avoiding technology - make identity thieves view seniors as very appealing targets, credit experts warn. Here are some steps seniors can take to protect themselves.

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Which mechanic works best for you: independent or dealership?

If you just moved, are a new driver, or are in need of a new mechanic, you have plenty of options. You have the independent mechanics with their smaller shops, and the large dealerships that handle a lot of cars every day. So which one makes sense for you and your vehicle?

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Teach your children about good money management

Children learn the basics - math, English and science - at school. But when it comes to learning about saving and spending money wisely, the lessons begin at home.

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How to cut home heating costs this winter

Some savvy homeowners are having their cake and eating it too when it comes to energy-efficient home heating. Imagine cutting your heating bills, while boosting your home's comfort. Sound too good to be true? Not for the thousands of homeowners who are using radiant floor heating, one of the oldest and most efficient means of heating a home.

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Choosing a bank that's right for you

The banking landscape has changed dramatically over the past year and a half. And whether you've been a banking customer for 30 years or are just looking to open your first account, you may find that choosing a bank - or knowing if you're with the right bank - is more difficult than ever.

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A few things that may make your auto premiums go up

The next time you get an auto insurance (http://www.allstate.com/auto-insurance.aspx) bill in the mail, pay close attention to the premium you are charged. Has it gone up significantly since the last time you received a bill? If so, you may be able to do something about it.

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The perfect energy-saving DIY home improvement project for fall

When it comes to do-it-yourself projects that will save money on energy costs, there are many new products on the market that make it possible to save hundreds of dollars over time, with just a few hours of easy installation. Few of these products come close to the long-term benefits of installing a radiant barrier in your attic.

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